Canadian_Dream
11-25 02:09 PM
Buying house is not much different than buying stocks - both of them are investments at the most fundamental level and are hence susceptible to ups and downs. If you don't have stomach for it just don't do it.
Almost similar except:
1. You can't sell with a single click on E-Trade
2. Unlike stocks You pay taxes on your house every year.
3. You are leveraged 1:5 in your investment.
4. Your real estate investment is based on debt while stock (with an exception of margin calls) is purely on cash.
5. In stock you can never loose more than you invested. (again margin calls are exception)
6. You don't pay to play or you don't constantly have to pay to keep what you have invested.
7. Govt don't give you tax breaks to buy stock.
8. Equity holders are never bailed out by govt.
That makes real estate much leveraged and bigger liability than stock could stock ever be. And somehow govt. wants to promote home owner society but discourage stock ownership or saving minded frugal individual investors like us.
Almost similar except:
1. You can't sell with a single click on E-Trade
2. Unlike stocks You pay taxes on your house every year.
3. You are leveraged 1:5 in your investment.
4. Your real estate investment is based on debt while stock (with an exception of margin calls) is purely on cash.
5. In stock you can never loose more than you invested. (again margin calls are exception)
6. You don't pay to play or you don't constantly have to pay to keep what you have invested.
7. Govt don't give you tax breaks to buy stock.
8. Equity holders are never bailed out by govt.
That makes real estate much leveraged and bigger liability than stock could stock ever be. And somehow govt. wants to promote home owner society but discourage stock ownership or saving minded frugal individual investors like us.
wallpaper Because of a prototype toy
lifestrikes
09-30 02:45 PM
@ras
Text from Lingo
Calls to mobile phones, premium and special service numbers are not included in the unlimited international destinations. US includes AK, HI, PR, USVI and calls to cellular phones.
It's better to find out what they consider as Premium and Special Service numbers.
Text from Lingo
Calls to mobile phones, premium and special service numbers are not included in the unlimited international destinations. US includes AK, HI, PR, USVI and calls to cellular phones.
It's better to find out what they consider as Premium and Special Service numbers.
thakurrajiv
11-25 04:19 PM
Sledge_Hammer:
I agree with you the whole thing was set for a collapse and personal responsibility and other ethos have disappeared long time ago. In my opinion the fundamental problem is money created from debt. The backbone of entire modern economic system is based on creating money from debt. Check out this and you will know how leveraged the entire system is (not just real estate).
http://video.google.com/videoplay?docid=-9050474362583451279
Unfortunately we are all caught in it with only solution to fix is time travel and kill the beast in infancy. There is vested interest by the Govt and Banks to lend because that's the only way money is created. That explains constant rate cut cycle and stimulating artificial growth. The entire monetary system is hijacked by banks. The debt to ordinary people drives the economy and people pay that debt and interest a good part of their life. Thus collapse of big banks could lead to eventual meltdown of the system, and no wonder govt keeps bailing them out.
In the end personal level frugal living and debt free people are constantly punished by taxing interest like ordinary income and no tax breaks. On the other hand big over leveraged spenders are rewarded with big tax breaks. Why ? Because it allows the well-oiled machinery to work.
In last 10-12 months, this overworked (overstretched) machinery broke down because the debt (and interest) is no longer paid back. Banking system of the entire countries start to fail (Iceland, Latvia, Hungry...). What happens next is anybody's guess, but we will be collateral damage, mine and your savings will be eroded by diminished buying power due to currency printed to bail out the fundamentally flawed system.
The sharp decline in moral and ethics is a direct result of entitlement mentality and welfare society. People feel that they deserve everything without having to pay it back and everyone who is better off must be evil. They forget that simple hardworking people can be rich by simply living debt free and with in the means.
Finally the money from debt driven system might survive but not without huge decline in standard of living, a massive recession and permanent shift away from material possession as a central theme of life.
Very good post. This is the reason there should not be BAILOUT. Let the deflation and deleveraging continue. Let the so called wealth get destroyed. Lets make the savers the king, cash the king.
We should not let this politicians screw savers. Lets oppose the bailouts.
I agree with you the whole thing was set for a collapse and personal responsibility and other ethos have disappeared long time ago. In my opinion the fundamental problem is money created from debt. The backbone of entire modern economic system is based on creating money from debt. Check out this and you will know how leveraged the entire system is (not just real estate).
http://video.google.com/videoplay?docid=-9050474362583451279
Unfortunately we are all caught in it with only solution to fix is time travel and kill the beast in infancy. There is vested interest by the Govt and Banks to lend because that's the only way money is created. That explains constant rate cut cycle and stimulating artificial growth. The entire monetary system is hijacked by banks. The debt to ordinary people drives the economy and people pay that debt and interest a good part of their life. Thus collapse of big banks could lead to eventual meltdown of the system, and no wonder govt keeps bailing them out.
In the end personal level frugal living and debt free people are constantly punished by taxing interest like ordinary income and no tax breaks. On the other hand big over leveraged spenders are rewarded with big tax breaks. Why ? Because it allows the well-oiled machinery to work.
In last 10-12 months, this overworked (overstretched) machinery broke down because the debt (and interest) is no longer paid back. Banking system of the entire countries start to fail (Iceland, Latvia, Hungry...). What happens next is anybody's guess, but we will be collateral damage, mine and your savings will be eroded by diminished buying power due to currency printed to bail out the fundamentally flawed system.
The sharp decline in moral and ethics is a direct result of entitlement mentality and welfare society. People feel that they deserve everything without having to pay it back and everyone who is better off must be evil. They forget that simple hardworking people can be rich by simply living debt free and with in the means.
Finally the money from debt driven system might survive but not without huge decline in standard of living, a massive recession and permanent shift away from material possession as a central theme of life.
Very good post. This is the reason there should not be BAILOUT. Let the deflation and deleveraging continue. Let the so called wealth get destroyed. Lets make the savers the king, cash the king.
We should not let this politicians screw savers. Lets oppose the bailouts.
2011 If the Transformers Toys you
unseenguy
06-15 01:39 AM
Get over with it bunch of whiny losers. Someone can can and is willing to do the job cheaper than you.
Think from your client's perspective:
1. Why should he pay you more if he can get someone for cheaper price?
2. Are you willing to do the same job for the salary that is offered by TCS, WIPRO?
3. If you screw up , who is responsible? What can you do to mitigate damage? TCS/WIPRO can replace the whole team at free of cost to make project successful.
4. YOU guys want to leave companies at will but the companies should not replace you at will?
If you were bringing in value to the client that they cant get from TCS/WIPRO then you will have the job. Get some more skills, be best in the business and be smart. Know what it takes for long term success. You have to be on your toes all the time.
STOP whining, you are just wasting time. All the best!
Think from your client's perspective:
1. Why should he pay you more if he can get someone for cheaper price?
2. Are you willing to do the same job for the salary that is offered by TCS, WIPRO?
3. If you screw up , who is responsible? What can you do to mitigate damage? TCS/WIPRO can replace the whole team at free of cost to make project successful.
4. YOU guys want to leave companies at will but the companies should not replace you at will?
If you were bringing in value to the client that they cant get from TCS/WIPRO then you will have the job. Get some more skills, be best in the business and be smart. Know what it takes for long term success. You have to be on your toes all the time.
STOP whining, you are just wasting time. All the best!
more...
vbkris77
06-18 04:02 PM
>> If they can't find a guy ....
Total BS. Do you know how the market is. We have 2 open positions (dot net developers) that I am trying to fill up. We have got over 200 resumes in less than a week.
So many consulting companies are offering H1-B resources at 40 to 50 dollars per hour.
Wake up and smell the coffee.
Hello.. Read my msg. again. I hiring managers are prefering onsite over offshore. Your reply doesn't prove anything otherwise..
Total BS. Do you know how the market is. We have 2 open positions (dot net developers) that I am trying to fill up. We have got over 200 resumes in less than a week.
So many consulting companies are offering H1-B resources at 40 to 50 dollars per hour.
Wake up and smell the coffee.
Hello.. Read my msg. again. I hiring managers are prefering onsite over offshore. Your reply doesn't prove anything otherwise..
deardar
01-25 10:29 AM
We are planning to make a trip to Hyderabad, India along with my wife and my little baby boy. After reading all of your experiences, I am not sure which one should I opt for. We have an expired Visa on passport, planning to Use AP. As we are travelling first time with the little baby boy, I am looking for some hassle free flying. I stay pretty closer to Harrisburg, PA ...thanks
Recently, my friends flow KLM to hyd via JFK. they came back safe. I will let you know the exp once i talk to them.
Recently, my friends flow KLM to hyd via JFK. they came back safe. I will let you know the exp once i talk to them.
more...
dan19
05-07 12:26 PM
gc__aspirant,
did uscis cash the application fee checks?
did uscis cash the application fee checks?
2010 dark of the moon toys
l1fraud
06-08 08:30 PM
Hi Guys,
I am pretty new to the forum (as a member), I have been browsing the same for quite some time and found it a good source of information regarding immigration related activities. Right now I am getting removed from my project as one of the top 3 Indian outsourcing firm is dumping their L1 resources at my client site and replacing all the citizens, GCs, EADs, H1 etc. These resources are used in projects managed and controlled by my client (most of them are consulting assignments) and these resources are used on java/.net/oracle projects, these two are violations of L1 visa restrictions set by USCIS, I want to know how and where to complain against this violation and we have all evidence to prove the same (project documents, time sheets, work assignments etc). Please let me know exactly and to which agencies we should complain.
Thanks in Advance,
Srini
I am pretty new to the forum (as a member), I have been browsing the same for quite some time and found it a good source of information regarding immigration related activities. Right now I am getting removed from my project as one of the top 3 Indian outsourcing firm is dumping their L1 resources at my client site and replacing all the citizens, GCs, EADs, H1 etc. These resources are used in projects managed and controlled by my client (most of them are consulting assignments) and these resources are used on java/.net/oracle projects, these two are violations of L1 visa restrictions set by USCIS, I want to know how and where to complain against this violation and we have all evidence to prove the same (project documents, time sheets, work assignments etc). Please let me know exactly and to which agencies we should complain.
Thanks in Advance,
Srini
more...
pani_6
09-24 12:02 PM
uscis has deleted the link
hair Dark of the Moon toy line.
vxg
08-24 03:52 PM
It will not work in case of power failure unless you have UPS back up for your modem. You will need standard landline to work with Brinks. I would advise to get cellular backup and make that number is first number to call in case of a break in. Burglars generally cut phone line when they become aware of security system. There have been some complaints where security companies just called the landline and since you didn't answer they left a voicemail. Logically they are suppose to all cops.
I have a cell backup and Brinks has called my cell when no one answered home phone. So if there is a power failure, the system may not send and alarm to Brinks when a break in occurs not sure? Does it uses a phone line to send the alarm to Brinks etc?
How is the call quality when you are using internet heavily for downloading?
I have a cell backup and Brinks has called my cell when no one answered home phone. So if there is a power failure, the system may not send and alarm to Brinks when a break in occurs not sure? Does it uses a phone line to send the alarm to Brinks etc?
How is the call quality when you are using internet heavily for downloading?
more...
Openarms
03-10 04:10 PM
This is a great idea and please continue this effort and will do for any contributions. Let us know the action item.
hot Transformers: Dark of the
imv116
06-12 11:14 AM
U.S. Department of Labor can be a good place to start with the first complaint.
Link: http://www.dol.gov/esa/whd/america2.htm
Link: http://www.dol.gov/esa/whd/america2.htm
more...
house hair transformers dark of the
Hope_GC
07-09 09:51 PM
This is awesome even before getting the flowers we have achieved what was intended.
I request members to refrain from making personal comments.
Everyone has got their opinion but if that is against our idea and thoughts we should tackle it fairly.
Anyways KUDOS to Everyone participated in this cause.
I request members to refrain from making personal comments.
Everyone has got their opinion but if that is against our idea and thoughts we should tackle it fairly.
Anyways KUDOS to Everyone participated in this cause.
tattoo for the Transformers: Dark
srgadi
09-10 07:22 PM
Do you get emails when you get soft LUDs ?
No, you don't e-mails or SMS for soft LUDs
No, you don't e-mails or SMS for soft LUDs
more...
pictures should I see Transformers Dark
hpandey
03-24 03:35 PM
This is the email I just received from CapitalOne:
"Sorry for the delay in responding. I've been out of the office unexpectedly and am now just getting a chance to catch up on past messages. Unfortunately we can't pursue candidates with EAD cards either."
There was a thread related to similar issues which I could not find. Apologies for opening a new one.
Doesn't the above constitute discrimination and illegal ? What recourse do we have when we are disqualified because of EAD ?
My neighbour just got a job at Capital One last week using her EAD . So I am not sure which policy this HR person is talking about. Capital One definately takes people on EAD and my neighbour is proof of it !!!
"Sorry for the delay in responding. I've been out of the office unexpectedly and am now just getting a chance to catch up on past messages. Unfortunately we can't pursue candidates with EAD cards either."
There was a thread related to similar issues which I could not find. Apologies for opening a new one.
Doesn't the above constitute discrimination and illegal ? What recourse do we have when we are disqualified because of EAD ?
My neighbour just got a job at Capital One last week using her EAD . So I am not sure which policy this HR person is talking about. Capital One definately takes people on EAD and my neighbour is proof of it !!!
dresses transformers dark of the moon
ankur6ue
09-08 09:28 PM
PD is April 12 2006 not what I stated in the previous post. Sorry for the confusion
more...
makeup Transformers Dark of The Moon
anilkumar0902
08-17 12:44 PM
Your Case Status: Decision
On August 17, 2010, we mailed you a notice that we had registered this customer's new permanent resident status. Please follow any instructions on the notice. Your new permanent resident card should be mailed within 60 days following this registration or after you complete any ADIT processing referred to in the welcome notice, whichever is later. If you move before receiving your card, please call our customer service center at 1-800-375-5283.
During this step the formal decision (approved/denied) is written and the decision notice is mailed and/or emailed to the applicant/petitioner. You can use our current processing time to gauge when you can expect to receive a final decision.
Case Status changed to Decision..with the above message today.
After 2 failed marriages (i mean with 2 different companies)...some risk-taking ..coz, i left my second employer after crossing 200 days since filing I-485 , Used EAD and took up full-time employment with an awesome organization , and then later 2nd employer revoking I-140 that lead to an RFE ...and USCIS keeping the status Response received since Jan 2009 ...and now this ...after opening an SR on 08/10..Looks like it took an exact week since the SR was created.
Of course, my roller-coaster was a small one compared to the rest of the friends in this forum.. Good luck to all and thanks to one and everyone.
Cheers..
On August 17, 2010, we mailed you a notice that we had registered this customer's new permanent resident status. Please follow any instructions on the notice. Your new permanent resident card should be mailed within 60 days following this registration or after you complete any ADIT processing referred to in the welcome notice, whichever is later. If you move before receiving your card, please call our customer service center at 1-800-375-5283.
During this step the formal decision (approved/denied) is written and the decision notice is mailed and/or emailed to the applicant/petitioner. You can use our current processing time to gauge when you can expect to receive a final decision.
Case Status changed to Decision..with the above message today.
After 2 failed marriages (i mean with 2 different companies)...some risk-taking ..coz, i left my second employer after crossing 200 days since filing I-485 , Used EAD and took up full-time employment with an awesome organization , and then later 2nd employer revoking I-140 that lead to an RFE ...and USCIS keeping the status Response received since Jan 2009 ...and now this ...after opening an SR on 08/10..Looks like it took an exact week since the SR was created.
Of course, my roller-coaster was a small one compared to the rest of the friends in this forum.. Good luck to all and thanks to one and everyone.
Cheers..
girlfriend Transformers: Dark of the Moon
kalyan
03-10 09:24 AM
Please provide a template. I will meet my local senator .
I am here for 6 years. Truely adjusted to Society and habits.
Something should be done . I will do under the leadership and guidance by IV
I am here for 6 years. Truely adjusted to Society and habits.
Something should be done . I will do under the leadership and guidance by IV
hairstyles When TRANSFORMERS: DARK OF THE
manand24
09-16 01:28 PM
My wife and I received the CPO e-mails today at 12:15PM.
1.) Priority Date --> 04/24/2006
2.) 485 Approved on --> 09/16/2010
3.) Pre-Adjucated Yes/No --> No Idea
4.) Info Pass Yes/No --> No
5.) USCIS Contact Yes/No --> No)
6) Service Request Yes/No --> Yes (opened SR on 09/10/10 citing "outside processingtime" and no updates on the case after initial filing) - No response for the SR.
7.) Contact Senator Yes/No --> NO
8.) Recent RFE Yes/No --> NO
9.) AC-21 (Employer change) NO
10.)Ported Case(EB3->EB2) Yes/No --> NO
11.) Service Center - NSC
Best wishes to you all waiting
Application Type: I485 , APPLICATION TO REGISTER PERMANENT RESIDENCE OR TO ADJUST STATUS
Your Case Status: Card/ Document Production
On September 16, 2010, we ordered production of your new card. Please allow 30 days for your card to be mailed to you. If we need something from you we will contact you. If you move before you receive the card, call customer service at 1-800-375-5283.
This step applies to applications that result in an applicant receiving a card (such as a "green card") or other document (such as a naturalization certificate, employment authorization document, travel document, or advance parole). Applications will be in this step from the time the order to produce the card/document is given until the card/document is produced and mailed to the applicant. You can expect to receive your card/document within 30 days of the approval of your application.
If you do not receive your document, please contact our National Customer Service Center at 1-800-375-5283.
If you have questions or concerns about your application or the case status results listed above, or if you have not received a decision from USCIS within the current processing time listed*, please contact USCIS Customer Service at (800) 375-5283.
1.) Priority Date --> 04/24/2006
2.) 485 Approved on --> 09/16/2010
3.) Pre-Adjucated Yes/No --> No Idea
4.) Info Pass Yes/No --> No
5.) USCIS Contact Yes/No --> No)
6) Service Request Yes/No --> Yes (opened SR on 09/10/10 citing "outside processingtime" and no updates on the case after initial filing) - No response for the SR.
7.) Contact Senator Yes/No --> NO
8.) Recent RFE Yes/No --> NO
9.) AC-21 (Employer change) NO
10.)Ported Case(EB3->EB2) Yes/No --> NO
11.) Service Center - NSC
Best wishes to you all waiting
Application Type: I485 , APPLICATION TO REGISTER PERMANENT RESIDENCE OR TO ADJUST STATUS
Your Case Status: Card/ Document Production
On September 16, 2010, we ordered production of your new card. Please allow 30 days for your card to be mailed to you. If we need something from you we will contact you. If you move before you receive the card, call customer service at 1-800-375-5283.
This step applies to applications that result in an applicant receiving a card (such as a "green card") or other document (such as a naturalization certificate, employment authorization document, travel document, or advance parole). Applications will be in this step from the time the order to produce the card/document is given until the card/document is produced and mailed to the applicant. You can expect to receive your card/document within 30 days of the approval of your application.
If you do not receive your document, please contact our National Customer Service Center at 1-800-375-5283.
If you have questions or concerns about your application or the case status results listed above, or if you have not received a decision from USCIS within the current processing time listed*, please contact USCIS Customer Service at (800) 375-5283.
ArunAntonio
06-20 04:33 PM
Thanks for posting this I was searching for some advise on this aspect ....
I have one questions based on this comment :
If a person uses one of his I-140s and the adjustment is for some
reason denied, it appears that there is no reason why they can not then
re-apply for adjustment using the other approved I-140 providing all the
requirements are met under the petition.
So lets say Husbands 485 gets deined for some reason and the wife has an approved I 140 but her PD is not current any more, can the substiution still happen or are the couple doomed?
Please respond.
AA
I have one questions based on this comment :
If a person uses one of his I-140s and the adjustment is for some
reason denied, it appears that there is no reason why they can not then
re-apply for adjustment using the other approved I-140 providing all the
requirements are met under the petition.
So lets say Husbands 485 gets deined for some reason and the wife has an approved I 140 but her PD is not current any more, can the substiution still happen or are the couple doomed?
Please respond.
AA
simple1
06-10 05:05 PM
If the post is true and from real world person, then the OP and his sponsor are in violation of the Law. The L1B are not supposed to be based/hosted in client location unless specifically stated in the approved petition. Defiantly not supposed to do in case of blanket L1B.
-or-
This could be a fake post from the loser's guild -or- lou doggs fan. I personally believe this is a fake post.
-or-
This could be a fake post from the loser's guild -or- lou doggs fan. I personally believe this is a fake post.
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